How it works

From first call to first rent, in seven steps.

Usually 10 to 14 weeks with a mortgage, less in cash. You always know what happens next, who's doing it and what we need from you.

Purchase tracker in the app
  1. 01

    Free call and your plan

    We talk through your budget, how you'll pay and how you'll let the home. You get a written plan with realistic areas, prices and yields.

    YouYour advisor
    Day 1
  2. 02

    Tax number (NIF) and bank account

    We get your Portuguese tax number and open a bank account, remotely if you prefer. Needed before any offer or mortgage.

    We do it
    ~1 week
  3. 03

    Shortlist and visits

    Homes that fit your plan, each with its cost sheet. Visit in person or by live video with your advisor, who checks the building for you.

    You chooseWe check
    2–6 weeks
  4. 04

    Offer and mortgage

    We negotiate the price and conditions. If you need a mortgage we compare banks and take your file to approval.

    You decideWe negotiate
    3–5 weeks
  5. 05

    Promissory contract (CPCV)

    A lawyer checks the contract. You pay a deposit, usually 10%, and the deed date is fixed. From here, both sides are committed.

    LawyerYou sign
    1–2 weeks
  6. 06

    Deed (escritura) and keys

    You sign at the notary, or we sign for you by power of attorney. We pay the taxes, register the home in your name and collect the keys.

    NotaryWe register
    1 day
  7. 07

    Tenant and first rent

    We prepare the home, list it, screen tenants and sign a registered lease. Rent arrives on the 1st; your statement follows.

    We manage
    3–6 weeks
Who does what

You make the decisions. We do the rest.

TaskUsually, on your ownWith Properseas
Find homes worth lettingPortals, several agencies, guesswork on rentA shortlist with net yield and costs
Tax number and bankVisit Portugal, queue at Finanças and a branchDone for you, often remotely
MortgageApproach banks one by oneWe compare banks and prepare the file
Contracts and deedHire a lawyer, coordinate the notaryLawyer and notary coordinated, by power of attorney if needed
Tenant and rentFind a local manager, chase updatesScreened tenant, monthly statements in the app
Your documents

Every paper in one place.

Upload what we need from you, download what the seller and the bank send, and see what's still missing. Rita checks each one.

  • Passport, tax returns and payslips, from your phone
  • Land registry, energy certificate and condominium statement from the seller
  • Mortgage offer and contracts, ready to sign
Documents screen showing 4 of 7 in

Start with a free 30‑minute call.

Tell us your budget and what you want from the home. We'll show you what's realistic, with real numbers and every cost.

Booking a call with an advisor in the Properseas app